2–4 Unit DSCR Loans
Small multifamily properties often produce stronger DSCRs because multiple units spread vacancy risk. Many DSCR lenders have dedicated pricing grids for 2-4 unit assets.
Why 2-4 unit properties perform well
- One loan, multiple income streams
- Lower per-unit acquisition cost in many markets
- Appraisers use both sales comparison and income approach
- Good entry point for first-time multifamily investors